Best Hampshire Trust Bank Business Banking
About Hampshire Trust Bank
Serving you award-winning options
We provide a free comparison service but may receive a commission from some advertisers featured on this site.
How it worksHampshire Trust Bank, or HTB as they're also known, are a well-known bank that specialises in lending, where they only lend to UK businesses, so you can take pride in knowing your money is only used to help boost the British economy. HTB offer a range of products from asset finance and bespoke mortgages, to savings accounts.
See our full Hampshire Trust Bank business savings review of features, fees and how they compare against other digital bank accounts.
Hampshire Trust Bank pros & cons
Pros of HTB
- Offer fixed & variable rate business savings
- Earn rates up to 4.55% AER
- Save & earn interest on balances up to £750,000
- Products available to charities too
- Specialist UK business bank
- Eligible deposits up to £85,000 are covered by the FSCS
Cons of HTB
- Need a nominated business bank account
- No mobile banking app
- No branches available
- No notice accounts offered
Hampshire Trust Bank business savings accounts
Hampshire Trust Bank offer a total of four business savings accounts.
Three are fixed rate bonds with terms from one to three years and rates up to 4.45% fixed. The other is an easy access saver that earns 4.37% variable AER.
All savers have a minimum opening requirement of £5,000 and the maximum balance, or investment you can make, is £750,000.
Here's a summary of all of Hampshire Trust Bank's business savings accounts:
| Account name | Easy Access SME Saver | 3 Year SME Fixed Saver | 2 Year SME Fixed Saver | 1 Year SME Fixed Saver |
| Account type | Easy | Fixed | Fixed | Fixed |
| Interest rate (AER) | 4.37% | 4.16% | 4.22% | 4.55% |
| Minimum deposit | £5,000 | £5,000 | £5,000 | £5,000 |
| Maximum balance | £750,000 | £750,000 | £750,000 | £750,000 |
Eligibility
To be eligible for a Hampshire Trust Bank account your business must:
- Be a business or organisation in the UK
- This includes limited companies, public limited companies, partnerships, limited liability partnerships, registered charities, clubs, associations & societies
- Nominate a UK business current account
Opening an account
Here's how to open a Hampshire Trust Bank business savings account:
- Start your application on the HTB website
- Complete the application & register your account online
- Once registered, you will have to make your initial deposit
- Once funded you can manage your account online or by email
Hampshire Trust Bank reviews
Hampshire Trust Bank average an excellent rating on Trustpilot with 4.4 out of 5 stars from over 1,850 reviews, with 75% giving them 5 stars.
Information correct as of 2nd October 2024.